top credit card in india

Traveling is a great source of fun and relaxation. Other than discovering a new place, traveling also helps you unwind and spend some quality time with your loved ones. When it comes to traveling, India offers some of the best travel spots for all types of travelers. Travelling, even within India, requires funds. Carrying cash is a bother and so credit cards are the best way to pay when you are traveling. In fact, there are specialized travel-related credit cards, which even offer you great traveling benefits when you choose them. Here is, therefore, a list of top credit cards for planning a trip in India-

travel credit card

Air India SBI Signature Credit Card

SBI Bank offers this card in association with Air India allowing you various benefits on air travel. As you opt for the card, you get 20,000 reward points as joining gift which you can redeem on various attractive items. You also get complimentary membership of Air India’s frequent flyer program which earns you miles every time you travel by Air India. You also get accelerated reward points on traveling by Air India and complimentary access to domestic and international airport lounges.

IRCTC SBI Platinum Card

SBI offers this card in a tie-up with IRCTC, which is the platform for booking railway tickets. The card, therefore, provides good benefits every time that you travel through a train. On joining you get 350 activation points if the card is used within the first 5 days and the value of the transaction is at least INR 500. 10% value back is promised for train ticket bookings. You also get to save 1.8% transaction fees when booking through the website of IRCTC.

Axis Bank Privilege Credit Card

When you buy this Axis Bank’s credit card, you get an activation benefit in the form of Yatra vouchers worth INR 5,000 and eight domestic lounge accesses at select airports. There is a free insurance cover of up to INR 2.5 crores against air accidents. Also, if you spend at least INR 2.5 lakhs in a year, you can convert the earned points to Yatra vouchers which are twice the value of the points redeemed.

Make My Trip ICICI Bank Signature Credit Card

Offered in partnership with MakeMyTrip, the card gives you INR 1500 MCash in MakeMyTrip’s wallet and complimentary membership to MakeMyTrip’s loyalty programs MMTDOUBLEBLACK and MMT BLACK. Every sixth Ola ride is free of cost and you also get Airtel’s international roaming pack.

HDFC Bank All Miles Card

The card promises cardholders double benefits if the card is used at AllMiles website. Three reward points are allowed per INR 150 spent using the card. There is zero liability on the card and you get fuel surcharge waivers. If INR 15,000 is spent on the card within the first 90 days, the joining fee is reversed.

Citi Premiermiles Card

A premium travel credit card from Citibank, this card offers welcome benefits worth more than INR 19,000 within the first year itself. You also get complimentary airport lounge access at domestic airports and lifetime valid Miles points.

So, these are the best traveling cards which can be availed for traveling in India.

More Read: Manage Your Credit Card Perfectly.

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